An Alternative to a House Deposit Loan

Everything is better together! Our members motivate each other to be disciplined and reach their financial goals together. Join now with contributions starting from £25 per month.

 

“This is my first time using stepladder and what can I say, it is super easy to use, great customer service and it does what it says on the tin. I joined the £10,000 circle and it's a great way of obtaining money for a house deposit quicker than saving up.”

- Atem

How We Help You Save Fast

  • 1. CREDIT SCORE

    Joining a StepLadder Circle could improve your credit rating if you make your monthly payments on time, as we report your payments to the credit bureau. Having a better credit score can help when you apply for a mortgage.

  • 2. COMMUNITY

    Stay disciplined and get motivated by becoming part of the StepLadder Community.

  • 3. SUPPORT

    Access expertise and knowledge that has helped 100s of people work towards their financial goals.

5 Easy Steps to get started...

1. Tell us your goal, and how much you can afford each month.

2. We’ll match you to a group of people with a similar financial goal. This will be your StepLadder Circle.

3. Everyone contributes the same amount each month.

4. Each month, one person in the Circle is randomly allocated the total.

5. REPEAT This repeats every month until everyone has received their savings total.

 

Start Using StepLadder Today

Join over 2,000 people on their journey to reaching their Financial Goals Faster.

Plans start from £25 monthly…

As seen in

FAQs

 

  • We bring people together to reach their financial goals faster. 90% of our Members get their money faster compared to saving alone, and research shows that people who save in groups are 300% more likely to hit their goal than those who save alone.

    You tell us your goal, and how much you can afford each month and we’ll match you to a group of people (a Circle) with the same financial goal. Everyone pays in the same amount each month. Every month one person in the Circle is awarded the total. This repeats every month until everyone has received their total.

  • We get it, it all sounds too good to be true, doesn't it?! That’s exactly what our first members thought before they experienced the StepLadder service, the excitement of Draw Day and received their funds. Now we have over 2,000 Members who have trusted us to help them achieve their financial goals. But don’t just take our word for it, check out their independent reviews on Trustpilot.

    Remember there’s is nothing better than experiencing it for yourself - why not start small and get to know us.

    You can start from just £25 a month. Apply Now

  • StepLadder is an appointed representative of More Lending Solutions Limited which is authorised and regulated by the Financial Conduct Authority (reference number: 702503).

    You can find us on the FCA register here - FCA Register Our firm reference number is 783003.

* Missed or late payments may have an adverse effect on your credit score.