*This is what we mean by 'Better'

StepLadder enables groups of first time buyers in the UK to work together to pool their resources through a peer-to-peer platform. Each member commits the same amount of money each month, but by working together 90% of members achieve their total deposit amount faster.
StepLadder Members also have access to 1:1 support, specialist knowledge and group buying discounts for services throughout the property buying process.


Your capital is at risk. Please see the Risk disclaimers for some of the relevant risks involved with StepLadder's peer to peer model. You should ensure that you have read all relevant literature for this product before participating in a circle.

Helping you buy your first home

*Your capital is at risk, not FSCS eligible


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Helping you buy your first home



*Your capital is at risk, not FSCS eligible

*this is what we mean by 'Better'

How could StepLadder help me?

Stay Motivated

Saving in groups increases your chances of success by 300%

Hit your goal earlier

Cut the time to save your deposit by an average of 45%

Receive group discounts

Save up to £1500 on mortgage brokers, conveyancers, and other home-buying costs

As seen in...

This isn’t a new solution...

It's just new here

Partner, Susu, Committee, Chit Fund...every community has a different name for it.

That’s because communities have been using solutions like this for decades to reach their savings goals faster.

This isn’t a new solution...

It's just new here

Partner, Susu, Committee, Chit Fund...every community has a different name for it.

That’s because communities have been using solutions like this for decades to reach their savings goals faster.

What's included?

Group 11

Throughout the whole process, from raising your deposit to completing your home purchase

Group 9

We’ve structured our platform with a
high level of security

Need to get your credit in shape?

We report to Equifax each month, so paying into your circle could help improve your credit score.

Similarly, being part of a circle is a commitment, and by not maintaining your payment schedule your credit score could be negatively affected.

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What others have raised


Mortgage Calculator


Want to find out what your mortgage payment could be? The MAS Mortgage Calculator can help you find out.


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First Time Buyers
Unite

Powered by StepLadder

We want home ownership to be an achievable dream for First Time Buyers across the UK we are working with policy makers and talking to MPs about how we can change the future for Generation Rent. Nobody should be trapped in a rent spiral, unable to get on the property ladder.

Image

First Time Buyers Unite

Powered by StepLadder

We want home ownership to be an achievable dream for First Time Buyers across the UK we are working with policy makers and talking to MPs about how we can change the future for Generation Rent. Nobody should be trapped in a rent spiral, unable to get on the property ladder.