StepLadder is here to help you buy your first home faster

Learn more
Our Circles

Check out our circles!

Events

Join us at an Information Session near you to learn more about StepLadder circles and meet the team.

Book an appointment!

Make an appointment with one of our team

StepLadder can help like minded first-time buyers work together

StepLadder empowers qualified UK first-time home buyers
to get on the property ladder faster by collaborating with peers

Our peer-to-peer solution to a generational challenge

Learn more
1

Your property deposit 45% faster, on average

2

Access to professional advice

3

Tailored promotions and discounts

4

Support and insight from someone on your side

5

Working together with other first-time buyers to help you achieve your goal

Visit our FAQs for more detail


How does StepLadder work?

By enabling groups of qualified home buyers to work together, StepLadder helps reduce the average time taken to raise property deposits by up to 45%, compared to saving alone, which means owning a home months or even years sooner.

Each member commits the same amount of money per month, but by pooling their resources, members stand to gain access to their total deposit amount earlier.

StepLadder members will also have access to exclusive specialist knowledge and group buying discounts throughout the property buying process.

Learn more
Start by registering and creating a member profile. Tell us what deposit amount you need, how much you can put aside and for how long.
We’ll then match you to a circle with similar members and carry out a credit check.
We’ll work out your circle’s ‘fixed monthly commitment’ and the term of your circle. This will never change.
And if you’re happy to go ahead, we’ll complete the sign up process via our secure member platform.
Each month one member will be randomly selected by our allocation algorithm and receive their property deposit. For some circles with more members, 2 or more will be selected.
We’ll hold your deposit until you’re ready to purchase your home. We’ll then send your deposit directly to the solicitor.
At the end of the circle’s term, you’ll be in a position to own your own home. And have made some friends along the way.
Start by registering and creating a member profile. Tell us what deposit amount you need, how much you can put aside and for how long.
We’ll then match you to a circle with similar members and carry out a credit check.
We’ll work out your circle’s ‘fixed monthly commitment’ and the term of your circle. This will never change.
And if you’re happy to go ahead, we’ll complete the sign up process via our secure member platform.
Each month one member will be randomly selected by our allocation algorithm and receive their property deposit. For some circles with more members, 2 or more will be selected.
We’ll hold your deposit until you’re ready to purchase your home. We’ll then send your deposit directly to the solicitor.
At the end of the circle’s term, you’ll all own your own homes. And have made some friends along the way.

Tired of wasting money on rent and want to own your own home?

Get in touch.

Fill out the form below if you'd like to us to contact you about StepLadder

Ready to join?

Take your first step towards getting on the property ladder

Apply