Find out all you need to know about buying a house

Sign Up to StepLadder Home School for a FREE 3-part course packed with money tips and advice on how to buy your home.

 

Start Your StepLadder Home School Course

Fill in the form below to begin your FREE StepLadder Home School course. The short films will be delivered by email over three consecutive days for you to keep and watch when you can.

 

How does a StepLadder Savings Circle work?

Step 1 - We Match.

We match you to a Circle with other StepLadder Members, based on how much you would like to save each month for your house deposit.

Step 2 - You Save.

Each month, everyone in the Circle saves the same amount of money and one Member is drawn randomly. The deposit money is released to your solicitor.

Step 3 - You Get Your Deposit.

This happens every month until each Member of the Circle is awarded their total savings goal, meaning 90% of Members achieve their house deposit faster than saving alone.

What are the benefits of a Savings Circle?

  • 1. SPEED

    By working together 9/10 people reach their savings goals faster

  • 2. COMMUNITY

    Stay discplined and get motivated with a community of other home buyers.

  • 3. SUPPORT

    Access expertise and knowledge that has helped 100s of people buy their first home.

Member offers

We partner with leading brands to bring our Members exclusive offers.

We are able to help throughout your savings journey with exclusive offers and discounts from our partners. The money you save on your utility bills, furniture purchases, insurance and many other services will help towards your savings goals.

Access investment accounts that will help you to make more from your money

Buy a gift card and get a free bonus on top to boost your spending with IKEA

Become a Member and get access to special discounts

View your UK credit history and see what lenders can see about you with a free trial

5 Easy Steps to get started...

1. Tell us your goal, and how much you can afford each month.

2. We’ll match you to a group of people with a similar financial goal. This will be your StepLadder Circle.

3. Everyone contributes the same amount each month.

4. Each month, one person in the Circle is randomly allocated the total.

5. REPEAT This repeats every month until everyone has received their savings total.

 

Start using StepLadder today

Join over 2,000 people on their journey to buying their first home..

Plans start from £25 monthly.

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FAQs

 

  • We bring people together to reach their financial goals faster. 90% of our Members get their money faster compared to saving alone, and research shows that people who save in groups are 300% more likely to hit their goal than those who save alone.

    You tell us your goal, and how much you can afford each month and we’ll match you to a group of people (a Circle) with the same financial goal. Everyone pays in the same amount each month. Every month one person in the Circle is awarded the total. This repeats every month until everyone has received their total.

  • We get it, it all sounds too good to be true, doesn't it?! That’s exactly what our first members thought before they experienced the StepLadder service, the excitement of Draw Day and received their funds. Now we have over 2,000 Members who have trusted us to help them achieve their financial goals. But don’t just take our word for it, check out their independent reviews on Trustpilot.

    Remember there’s is nothing better than experiencing it for yourself - why not start small and get to know us.

    You can start from just £25 a month. Apply Now

  • StepLadder is an appointed representative of More Lending Solutions Limited which is authorised and regulated by the Financial Conduct Authority (reference number: 702503).

    You can find us on the FCA register here - FCA Register Our firm reference number is 783003.