Unlock your financial future in 5 easy steps
SET YOUR GOAL
Tell us your goal, and how much you can afford each month.
CIRCLE MATCHING
We’ll match you to a group of people with a similar financial goal. This will be your StepLadder Circle.
CONTRIBUTING THE SAME AMOUNT
Everyone contributes the same amount each month.
DRAW DAY
Members borrow from and lend to each other and every month, one person in the Circle is randomly allocated the total.
REPEAT
This repeats every month until everyone has received their total goal.