Are you ready to own your own home?

Work together and raise your property deposit faster
Your capital is at higher risk than on deposit

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shanaeblock

StepLadder gave me so much personalised support during the home buying process. That was the golden ticket for me, I really appreciated having that one-to-one support

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Shanae's Story

StepLadder gave me so much personalised support during the home buying process. That was the golden ticket for me, I really appreciated having that one-to-one support

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Time

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87% of our members get their property deposit sooner

Community

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Saving in groups increases chances of success by 300%

Support

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Group discounts with providers, worth up to £1,500

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Which circle could work for you?

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  • Homepage

     

    "I came across StepLadder on Facebook and thought it seemed like a great way to make my move onto the property ladder sooner!"

    Amish Patel
    StepLadder member
    Received his £12,000 deposit in January 2018
  • LS

     

    “StepLadder gave me flexibility with my payments when my circumstances changed. The customer service is really personalised, I felt immediately comfortable working through any changes with the Membership team. Would recommend to anyone worried about flexibility.”

    Louis Slabbert
    StepLadder member
  • SHN

     

    “StepLadder really helps with the discipline of saving money for your first home, and I really like the community feel!”

    Shaan Ahmed
    CEO of Uown
    StepLadder Member - Received his £12,000 deposit in March 2018
  • Dan&Lu

     

    "The idea that we could win any month really inspired us to keep saving! Our Circle host Matt was always available to answer any questions and provided us with advice all the way through our home buying journey!"

    Lucy and Danylo
    Stepladder Members
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    “StepLadder is a truly innovative way to help first time buyers save for that all important deposit. StepLadder’s genius and well thought out savings circles will hopefully keep first time buyers motivated in their savings plan and make homeownership a reality – and much sooner. Well done StepLadder!”

    First Time Buyer Magazine

How did we come up with this?

Communities in Asia, Africa and Latin America have been doing it for years. Each local community has its own name for this collaborative banking model.
There even used to be community in banking here in England. We used to know our savings went into financing our neighbours – that’s how credit unions and building societies formed.  For a generation now, that seems to have been lost in the mainstream. We can bring it back together. Our collaborative solution has been used around the world for centuries. The academic name for our product is a ROSCA (a Rotating Savings and Credit Association). For hundreds of years local communities have come together in this way to help each other reach their savings goals faster.

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