We are a fast growing and award-winning company on a mission to make personal finance collaborative. Through our digital savings platform we are supporting people to buy their first home faster, reach their savings goals, and champion financial wellbeing. So far, we've helped people raise over £1,000,000 towards their goals and we can't wait to help you…

You can meet the team here

We’re based in London in the UK. Our offices are at Barclays Rise (Barclays fintech hub in central London) with lots of other established and fast-growing financial services companies all dedicated to disrupting financial services and making the world a better place. We've got a fab cafe on site so come visit us, look us in the eyes and get to know us!

We believe in the power of collaborative finance, and we want to harness that power to change lives for the better. We started with the mission of revolutionising first-time home buying because it's too hard and it takes too long for today's generation to raise their property deposit and get on the property ladder.

StepLadder is an appointed representative of More Lending Solutions Limited which is authorised and regulated by the Financial Conduct Authority (reference number: 702503). You can find us on the FCA register here - Our firm reference number is 783003.

There are lots of benefits to joining a StepLadder Circle - community, collaboration, discipline, speed, support, savings education, financial wellbeing. But don’t take out word for it, check out what our Members think here

We connect our Members (only at their request) to high quality service providers, such as mortgage brokers, lending banks, surveyors, and other financial wellbeing providers.

In return these service providers pay us commission. This can be great for you as the combined buying power of our Members allows us to negotiate discounts from those service providers. We pride ourselves on selecting service providers who we believe offer an excellent standard of service and great value.

If you become a StepLadder Member you'll have access to the StepLadder Marketplace - this is where you get access to exclusive discounts and deals to support you with your home-buying journey and financial wellbeing. From ISAs to interior designers, surveyors to solicitors and of course mortgages. We love saving you money and connecting you with trusted partners.

We believe there are a number of benefits to joining StepLadder compared to joining an informal lending circle....

- It takes the hassle out of organising and administering a circle yourself, dealing with payments, chasing people who don't pay etc.

- Because of the network effects of organising these circles at scale we can offer a range of options from £25 - £500+ a month so it's easier for us to match you to people with the same financial goals

- We hold the money in a client money account before it is transferred out to Members and offer a payment waiver if you were unable to make your monthly payments after buying a house

- You have access to the group buying discounts with mortgage brokers, lenders, solicitors and surveyors that we've organised for our Members

- You have access to the StepLadder Team to support you on the journey and answer your questions about buying your first home and reaching your financial goals

- We report to the credit bureau so making regular positive payments on time could help to increase your credit rating