Start by registering and creating a member profile. Tell us what deposit amount you need, how much you can put aside and for how long.
We’ll then match you to a circle with similar members and carry out a credit check.
We’ll work out your circle’s ‘fixed monthly commitment’ and the term of your circle. This will never change.
And if you’re happy to go ahead, we’ll complete the sign up process via our secure member platform.
Each month one member will be randomly selected by our allocation algorithm and receive their property deposit. For some circles with more members, 2 or more will be selected.
We’ll hold your deposit until you’re ready to purchase your home. We’ll then send your deposit directly to the solicitor.
At the end of the circle’s term, you’ll all own your own homes. And have made some friends along the way.