New buyers are struggling to get on the housing ladder, and house prices have been growing further and further out of reach. Moreover, saving enough for a deposit can seem almost impossible for many people.
We created StepLadder to overcome these challenges, revolutionising first-time property buying by empowering individuals to work together.
The StepLadder concept is based on widely used financial arrangements which operate in many countries, from Asia to Latin America.
As a father of two, Matthew saw the challenges faced by younger generations looking to buy their first home. Looking to his children’s futures, Matthew wanted to help first-time home buyers and "restore balance to the Force." Having seen the power of collaborative finance to help people around the world, and using his 15 years of experience in finance and investment, he founded StepLadder. Matthew’s role covers all aspects of the business but he particularly loves spreading the word about StepLadder.Connect with Matthew
Lucy is an experienced business development and relationship manager who loves to help people achieve their goals and overcome challenges – such as getting on the property ladder. She is a trained executive coach and has worked in a variety of senior management and leadership roles in the financial services industry and within higher education.Connect with Lucy
Tolga is an experienced solutions. Manager. With a background in sales, marketing, music and events he has a flare for social entrepreneurship and building relationships. Having seen the clear gap in the market which StepLadder fills, he is keen to help people reach their full potential and get people excited about what they can achieve and obtain in the property market.Connect with Tolga
Engineering & Systems
Henry is a finance professional turned entrepreneur who has run and been involved with several start-ups. With a background in engineering, his general focus is on the intersection of product, tech and data and he is responsible for the StepLadder technology platform.Connect with Henry
Max previously worked as a financial services professional, focussing on investments and advisory work in the TMT space. He has a keen interest in emerging technologies and has worked alongside several early stage start-ups. At StepLadder he is responsible for business development and partnerships.Connect with Max
Michaela is a data driven digital marketer whose passion lies with start ups. Michaela’s background is in all aspects of marketing and loves using her skills to help new companies reach their potential and their customers. Her work with StepLadder is directly helping first time buyers on the property ladder faster!Connect with Michaela
As President and COO, Jared Smith oversees engineering, product development, and business operations at Qualtrics. Before Qualtrics, Jared spent six years at Google scaling organizations and leading all of the company's product efforts for Greater China and Southeast Asia (30+ countries and some 26% of the world's Internet users). Prior to Google, Jared was the Vice President of Product & Marketing for Juice Software in New York City, the lead product manager for the directory service at Novell, and a consumer product manager at WordPerfect overseeing 22 products in 17 countries. Jared holds a bachelors degree from the London School of Economics.Connect with Jared
Murray has been focused on retail financial services for almost 30 years, and although specializing in credit risk management, has involvement with all areas of risk management and has acted as a Chief Risk Officer on a number of occasions, most significantly at GE Capital Bank.
Murray has worked with a large number of UK institutions both large and small and has in particular worked with many of the specialist and peer to peer lenders in helping them to build and develop credit scorecards and implementing appropriate underwriting policies. Recent roles have included Risk Director at ZOPA (2007 – 2011), Head of Credit Risk at Amigo Loans (2012 – 2013), and Risk Specialist and advisor to Pollen Street Capital (20013 - 2016).Connect with Murray
Elizabeth is BT's Managing Director for Customer Experience. Her career spans both industry and consulting. As a partner at Accenture, from 2004, she established world-class expertise in customer experience and marketing for consumer facing firms in highly competitive, fast growing, and predominantly digital markets.Connect with Elizabeth
Richard brings a wealth of finance and business experience to the team. He is Chairman of Loudwater Partners Ltd and Scott Harris Ltd, and a non-executive director of Jack Wills. He is a former Vice Chair at Rothschild & Co and former Chairman of The Engine Group.Connect with Richard
Peter experienced first-hand how difficult and confusing buying your first home can be. With property prices growing further out of reach, and fewer options available for those saving for a home, he believes that a new approach is required. He co-founded StepLadder and brings with him 14 years of financial services experience.Connect with Peter
Consumer Credit ReportingRead more
Equifax, with over 800 million consumers and 88 million businesses worldwide, is not only the oldest credit bureau but also among the largest. Business customers like StepLadder include retailers, insurers, healthcare providers, utilities, government agencies, as well as banks and specialty finance companies. Equifax credit reports provide detailed information of the personal credit and payment history of individuals.Visit Website
Conveyancing SolicitorsRead more
At Peter Brown & Co. your transaction is as important to us as it is to you. We can offer help and support at every step of the move, from finding your dream house and arranging a mortgage right through to moving day. We make it our business to communicate regularly with all parties and keep you fully informed of developments at every stage of the conveyancing process.Visit Website
Chartered SurveyorsRead more
We are a traditional firm of Chartered Surveyors, with a service proposition on the basis of quality, service and communication. Alexander Lyons is regulated by the RICS and all our Surveyors are Registered Valuers with a minimum of 10 years experience within the areas that they cover. Each inspection is given the appropriate time for consideration to ensure they achieve the highest quality.Visit Website
Buildings and Contents InsuranceRead more
In an era of confusing dot coms and irritating opera singers our mission is to take the stress out of buying insurance whilst reintroducing the personal touch. All advisors are well trained, personable professionals who delight in helping to help you buy the right insurance. Don't let the unexpected ruin your personal lifestyle or risk buying a policy that lets you down when most needed. The old cliché that says that you always get what you pay for is especially true with insurance and unless you are a full time insurance professional you may never really understand how to compare different covers or the meaning of some of the exclusions and terms that may come with them. That's where we come into our own: we research, select and explain what you need, then we recommend the right insurance product for your particular requirements. And if it is not available off the shelf – we will try and create a solution just for you.Visit Website